Bank Securities and Finance

Whether you are a landowner, a farmer or a business with rural interests, you may require to borrow money from your bank to fund a purchase of land, to refinance existing debt or to pay for planned capital expenditure. In most cases that will require security to be given over land which you own.

If you are a bank lending money in Scotland to a landowner, farmer or a business with rural interests, you will require security over land owned by your customer.

How can Thorntons help?

At Thorntons, our team of rural law specialists regularly act for landowners and farmers in the preparation of security documentation. This often involves:

  • A review of the titles of the farm or estate to ensure that adequate security is put in place
  • A review of the ownership to ensure that the borrower is the true owner
  • Advice on any third party rights of access and other restrictions on the use of the land
  • Advice on how any security will be affected by any agricultural or other  leases which are in place
  • Advice on how the security may affect or restrict other landowning interests and future plans for the client

Key Contacts

Kenneth

Kenneth Mackay
Partner

+44 131 240 8871
kmackay@thorntons-law.co.uk

David

David Dundas
Associate

+44 1241 872683
ddundas@thorntons-law.co.uk

Our Local Offices

We have offices across Scotland, offering legal advice and property services

View All Offices

Dundee

+44(0)1382 229111

Anstruther

+44(0)1333 314395

Arbroath

+44(0)1241 872683

Cupar

+44(0)1334 652285

Edinburgh

+44(0)131 225 8705

Forfar

+44(0)1307 466886

Kirkcaldy

+44(0)1592 268608

Montrose

+44(0)1674 673444

Perth

+44(0)1738 621212

St Andrews

+44(0)1334 477107

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