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Why you should make a will

Why you should make a will

Many adults in Scotland still don't have a Will. Private Client Solicitor Megan Maclean answers some of the questions often asked by clients. In our recent article What happens when a family member dies without a Will?', it was reported that more than two thirds of the population don't have a Will. Whilst the statistics do improve as we age, this is still a startling number of people without a Will. Why don't people make a Will? Understandably most people don't like discussing their own mortality. Many people assume that they don't need a Will and that their assets will automatically pass to the person whom they would wish to benefit; but this is not always the case. Research suggests that the main reason people have not made a Will is simply because they have not got round to it meeting with a solicitor to discuss what happens with your estate on death is unlikely to be at the top of anyone's to do list. Are Wills just for old people? We often hear reports in the media of young adults who have lost their lives, highlighting that fact that Wills are not just for the elderly. Young people often overlook the importance of having a Will and see this as something they can deal with later in life. However, making a Will ensures you control who inherits your estate. Do I need a Will? We recommend that every person aged 16 and over in Scotland ought to have a Will. This will ensure that your wishes, on how your estate is to be distributed, are met when you die. Some people do not necessarily need a Will, however it is important that you speak with a solicitor to obtain the appropriate legal advice. I already have a Will do I need to update it? You should review your Will at least every five years incase your circumstances have changed. It may not necessarily need updated this often, but it is good to check it to ensure it still meets your wishes. If there are any changes in your personal circumstances, for example a separation or a death of a beneficiary, then you may want to update your Will. There are other changes, like a change of address, that will not require you to update your Will and a simple note placed with your Will is sufficient. If you are making simple changes to your Will, for example revoking the appointment of an executor and appointing someone else in their place, then this can be done by a Codicil rather than having a new Will prepared. What are the costs of making a Will? The cost will vary depending on your requirements and circumstances. The cost of putting a Will in place is minimal when set against the significant costs, time and emotional distress for family and friends that is often the result when someone dies without having made a Will. Make your Will and help raise money for Cash for Kids. Every year we help raise money for the children's charity, Cash for Kids by running our charity Wills campaign. This September instead of paying us a fee for making your Will, we ask that you make a donation to Cash for Kids instead. You can book an appointment online or by contacting any of our participating offices in Dundee, Arbroath, Forfar, Perth, Montrose, St Andrews, Kirkcaldy, Cupar and Anstruther. Megan Maclean is a solicitor in our Private Client department. If you have any questions about drafting or updating a Will please contact Megan on 01382 229111, email or contact a member of our Private Client team.

Posted by Megan Maclean

Senior Solicitor

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