Banking and Finance

Banking and Finance

Whether you are a business looking to lend or borrow, wanting funding opportunities or to restructure debt, you want to make the most of the opportunities and developments of this dynamic and challenging sector.

At Thorntons, our Banking and Finance team offers a full range of advice to both lenders and borrowers. Drawing on the skills of our multi-disciplinary specialists, our team regularly advises on finance-related matters ranging from corporate lending to debt restructuring. In this ever-changing sector, we make sure we are always up to date with changes that could affect our clients, and working to best meet their needs.

If you are a business looking to borrow, we can provide advice on funding opportunities appropriate for your business sector and your position in the market, together with the provision of specialist banking advice on negotiating loan terms and security packages. We can use our knowledge and experience to help you put forward the right proposals to lenders, and can also introduce you to our wealth of banking and finance contacts.

From a lender’s perspective, we have the knowledge and expertise to prepare and advise on all forms of loan documentation and security packages, ensuring that your funds are secure and provided with minimum risk.

We can also provide cross-border advice on the Scottish aspects of all finance transactions.

Our services include advice on:

  • Acquisition finance
  • Asset finance
  • Corporate lending
  • Cross-border finance
  • Development finance
  • Debt restructuring and refinancing
  • Finance for land and rural business
  • Project finance
  • Property finance
  • Structured finance

Our client base is diverse and includes major UK banks and financial institutions, corporate lenders, SMEs, social housing organisations, healthcare providers, agriculture and rural businesses and the education sector.

The team offers a comprehensive and proactive approach tailored to our clients' needs, and is on hand through our local office network. We take time to understand our clients' businesses, allowing us to add value to each transaction and provide a solution-driven approach.

Why Thorntons?

A few reasons why our clients
come to us for help


banking and finance team

A Practical

and straightforward approach


qualified in  Scots and English Law

Meet The Experts

We have a full range of services for the Banking and Finance sector, backed by our team of Expert Lawyers

Our Local Offices

We have offices across Scotland, offering legal advice and property services

View All Offices


+44(0)1382 229111


+44(0)1333 314395


+44(0)1241 872683


+44(0)1334 652285


+44(0)131 225 8705


+44(0)1307 466886


+44(0)1592 268608


+44(0)1674 673444


+44(0)1738 621212

St Andrews

+44(0)1334 477107

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